FINANCING

Heritage Home Program

Preserving, protecting, and celebrating historic buildings and places that foster vibrant and inclusive communities.

Low interest home improvement loans from cuyahoga county

Loans at 3% Below Market Rate
Terms Available Up To 120 Months
No Maximum Income Ceiling For a Borrower to Be Eligible
For Single-Family and Two-Family Dwellings Valued at $250,000 or Less
No Value Limit On Multi-Family Dwellings
Owner-Occupied and Investment Dwellings
Loans Can Be Used For Alterations, Repairs, Maintenance, Code Violation Compliance and Property Upgrades
Interest Rates Are at or Around 2% or Less
Apply In Person or Over The Phone

Cuyahoga County Participating Community List

Bay Village

Euclid

Middleburg Heights

Gate Mills

Newburgh Heights

Shaker Heights

Berea

Glenwillow

North Olmsted

Solon

Bratenahl

Highland Heights

North Royalton

South Euclid

Brooklyn

Independence

Olmsted Falls

Strongsville

Brooklyn Heights

Lakewood

Olmsted Township

University Heights

Chagrin Falls

Linndale

Orange Village

Walton Hills

Cleveland

Lyndhurst

Parma

Westlake

Cleveland Heights

Mayfield Heights

Parma Heights

Woodmere

Cuyahoga Heights

Mayfield Village

Pepper Pike

Regions Home Improvement Financing

Regions Home Improvement Financing (formerly EnerBank USA) has a proven track record of helping home improvement contractors grow their businesses.

Housing Enhancement Loan Program (H.E.L.P.)

Cuyahoga County’s Linked Deposit Low-Interest Loan Program is designed to benefit owners of one, two & three family dwellings within suburban Cuyahoga County.

Shoreham Bank

FHA Title 1 and Advantage Loans give homeowners an opportunity to quickly and affordably finance barns, garages, workshops and much more!